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Mortgage file

A good independent mortgage broker can get you the very best rate and a commission refund of €2,500 as well!

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Currency file

Don't pay tourist rates for foreign exchange. A specialist foreign currency dealer can give you a far better rate and save you a lot of money.

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Home insurance - Buildings and contents

Home insurance, otherwise known as Buildings and contents Insurance in Ireland is widely available - BUT it also varies widely in cost.

It is tempting to just renew your current policy but that convenience can cost you dearly. Insurers rely on you taking the easy option.

The Irish Financial Regulator published a survey of Home Insurance costs in 2006. It showed that, for comparable cover:
- Buildings and contents insurance for a typical 3 bed bungalow would cost 58% more from the dearest insurer than the cheapest!
- For a 2 bed apartment, the difference was even greater at a whopping 111% more - that's well over twice the price!

We recommend ...

Get a minimum of 3 quotes, and preferably 5, before you decide.

Do it by phone and it won't take more than half an hour - but that could save you half your premium - that's a good deal.

Don't assume that because your current insurer was cheapest last year they still will be this year.

Many insurers offer an "introductory discount" so the odds are your current insurer is not the cheapest.

Disclaimer

Nothing on this site should be construed as financial or legal advice. If in any doubt, we recommend you consult a professional adviser.

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The alternative?

Try an independent insurance broker.

At the moment, we're looking for one we can recommend.

In the meantime the best advice is, whatever you do, don't accept the quote from your current insurer or your mortgage lender without shopping around!
property in ireland
 
Irish property